No Annual Fee
The Blue Cash Everyday Card has a $0 annual fee, with no yearly membership charge
Amex Blue Cash Everyday: $0 Annual Fee
Earn cash back on eligible groceries, gas and online purchases
VIEW CARD DETAILS
You will remain on our site to review card details and requirements
How Does Amex Blue Cash Everyday Work?
The American Express Blue Cash Everyday® Card is designed for people who want to earn cash back on everyday purchases. It offers a $0 annual fee and rewards selected spending categories.
- Groceries: Earn 3% cash back at eligible U.S. supermarkets, up to $6,000 per year, then 1%. Superstores and warehouse clubs generally do not qualify for this category.
- Online retail purchases: Earn 3% cash back on eligible U.S. online retail purchases, up to $6,000 annually, then 1%. Not every online payment qualifies.
- Gas stations: Earn 3% cash back at eligible U.S. gas stations, up to $6,000 per year, then 1%. Gas purchases at some warehouse clubs and superstores may be excluded.
- Other eligible purchases: Spending outside the bonus categories generally earns 1% cash back. Rewards are issued as Reward Dollars that can be redeemed according to the program's current terms.
Each 3% category has a separate $6,000 annual spending limit. Reaching that amount can generate $180 in rewards within that category. However, interest and other fees may reduce the financial value of the rewards earned.
Amex Blue Cash Everyday: Common Questions
Does Blue Cash Everyday have an annual fee?
No. The card has a $0 annual fee. However, interest on unpaid balances, foreign transaction fees, late payment fees and other charges may still apply.
How much cash back can I earn?
The card offers 3% cash back at eligible U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases. Each category has its own $6,000 annual spending limit. After that, the rate falls to 1%. Other eligible purchases earn 1%.
Are there foreign transaction fees?
Yes. American Express charges a 2.7% foreign transaction fee on each transaction after conversion to U.S. dollars, according to the card's pricing terms.
Does a good credit score guarantee approval?
No. Approval is not guaranteed. American Express reviews application information and creditworthiness. Its application process allows you to learn whether you are approved without an initial impact on your credit score. Accepting the card may affect that score.
How can I redeem my cash back?
Rewards are earned as Reward Dollars. Eligible redemption options include statement credits and other methods offered by American Express. A statement credit does not replace the required minimum payment.
How to Apply for Amex Blue Cash Everyday
1. Review the current card terms. Visit the official American Express website and select the Blue Cash Everyday Card. Confirm the $0 annual fee, cash back conditions and applicable APR.
2. Evaluate your financial situation. Consider your income, regular expenses and ability to pay the monthly bill. Interest on unpaid balances can exceed the value of the rewards earned.
3. Complete the application. American Express requests personal and financial information to evaluate eligibility. Use the issuer's official website and provide accurate details.
4. Review the decision. You may learn whether you are approved before accepting the card, without an initial impact on your credit score. Accepting an approved offer may affect your credit history. Approval and credit terms vary.
Before deciding, compare the 3% reward categories with your usual purchases. The card may be useful for everyday spending, but its value depends on your financial habits, payment history and applicable costs.