Chase Sapphire Preferred® Credit Card
Travel-focused rewards card with strong bonuses, flexible redemptions, solid protections, and reasonable annual fee.
By: Zienic
Generous points on travel and dining purchases
Cardholders earn bonus points on travel and dining purchases, making it ideal for both frequent flyers and those who enjoy exploring new restaurants at home.
Flexible redemption through Chase Ultimate Rewards®
Points are most valuable when redeemed through Chase Ultimate Rewards®, where you can transfer to airline and hotel partners or book travel at an elevated rate.
Comprehensive travel and purchase protections
The card includes valuable perks such as trip cancellation and interruption insurance, primary rental car coverage, and purchase protections that add peace of mind.
Low annual fee compared to premium travel cards
With a modest annual fee, the Chase Sapphire Preferred® balances affordability with premium benefits, making it one of the most versatile travel credit cards available today.
Why the Chase Sapphire Preferred® Credit Card Stands Out
The Chase Sapphire Preferred® Credit Card has become a favorite among travelers thanks to its strong rewards structure and unmatched flexibility. Cardholders earn bonus points on travel and dining purchases, making it ideal for both frequent flyers and those who enjoy exploring new restaurants at home. Points are most valuable when redeemed through Chase Ultimate Rewards®, where you can transfer to airline and hotel partners or book travel at an elevated rate. Beyond earning potential, the card includes valuable perks such as trip cancellation and interruption insurance, primary rental car coverage, and purchase protections that add peace of mind. With a modest annual fee, the Chase Sapphire Preferred® balances affordability with premium benefits, making it one of the most versatile travel credit cards available today. It’s especially attractive to those just starting to build a travel rewards strategy but who still want premium features without a hefty price tag.
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What credit score is recommended for approval?
A good to excellent credit score (typically 670 or higher) is recommended for the best approval odds.
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Is there an annual fee for this card?
Yes, the Chase Sapphire Preferred® Credit Card has a modest annual fee, which is offset by its rewards and benefits.
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Can I transfer points to airlines or hotels?
Yes, points can be transferred to multiple airline and hotel partners through Chase Ultimate Rewards®.
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Does the card offer travel insurance?
Yes, the card includes trip cancellation/interruption insurance, rental car coverage, and more.
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How soon can I start using the card after approval?
Once approved, you’ll receive the card by mail, but you may be able to add it to a digital wallet immediately.
How to Apply for the Chase Sapphire Preferred® Credit Card
Applying for the Chase Sapphire Preferred® Credit Card is a straightforward process that begins online. You’ll need to provide basic personal and financial information, including your income and employment details, so Chase can assess your eligibility. Applicants with good to excellent credit scores typically have the best chance of approval, though other factors like credit history and existing relationships with Chase may also play a role. Before applying, it’s wise to review the current welcome bonus offer, as it can add significant value early on. Once you’ve submitted your application, Chase usually provides an instant decision, but in some cases, additional review may be required. If approved, your card will arrive by mail, and you can begin earning rewards on purchases right away. Be sure to activate your account online or through the Chase mobile app to access features like account monitoring, travel bookings, and secure messaging with customer service.