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The Future of Personal Loans: Trends and Innovations in Borrowing

The future of personal loans is marked by technological advancements and shifting consumer preferences, with trends like digital lending platforms, peer-to-peer lending, alternative credit scoring, personalized loan products, embedded finance, decentralized finance (DeFi), ESG lending, and usage-based lending reshaping the borrowing landscape, offering more accessible, personalized, and sustainable borrowing options for individuals and businesses alike.

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