Bank of America Advantage Banking with a $300 New Checking Costume Offer
Customize your checking experience with Advantage Banking from Bank of America
By: BR Cartão
Multiple Account Tiers
The Bank of America Advantage Banking account offers three distinct tiers—SafeBalance, Plus, and Relationship—allowing users to select the features that best suit their financial needs.
Fee Waiver Opportunities
Monthly maintenance fees, which range from $4.95 to $25, can be waived by meeting specific criteria like maintaining a minimum balance or setting up direct deposits.
Digital Banking Tools
Every account includes access to mobile check deposit, Zelle® transfers, customizable alerts, and Erica®, Bank of America’s virtual financial assistant.
Welcome Bonus Offer
New customers may qualify for a $300 bonus by opening a qualifying account and receiving $4,000 or more in direct deposits within the first 90 days.
About the Account
The Bank of America Advantage Banking account is a versatile and feature-rich checking option designed to cater to different financial lifestyles. It comes in three tiers—Advantage SafeBalance®, Advantage Plus, and Advantage Relationship—each offering unique benefits depending on your banking needs. The SafeBalance account is ideal for those who want simplicity and no overdraft fees. The Plus account is great for everyday use and includes overdraft protection and fee waiver options. The Relationship account offers interest earnings and premium benefits for higher balances. All tiers feature mobile check deposit, Zelle®, Erica®, and access to a vast ATM/branch network. Monthly fees range from $4.95 to $25 but can be waived. Plus, a $300 welcome bonus is available for new qualifying accounts.
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What are the minimum requirements to open a Bank of America Advantage Banking account?
You need a valid U.S. address, a Social Security number, and a minimum opening deposit of $25.
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How can I avoid monthly maintenance fees?
You can avoid fees by setting up qualifying direct deposits or maintaining a minimum daily balance, depending on your account type.
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Is there a sign-up bonus available?
Yes, new customers can earn a $300 bonus by opening a qualifying account and receiving at least $4,000 in direct deposits within 90 days.
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What tools does Bank of America provide to manage my account?
You’ll get access to the mobile app, Erica® assistant, Zelle®, mobile check deposit, budgeting tools, and real-time alerts.
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Does the account offer overdraft protection?
Yes, overdraft protection is available on Advantage Plus and Advantage Relationship tiers by linking a savings account or credit card.
How to Open an Account
Opening a Bank of America Advantage Banking account is easy and secure. Choose your preferred account type—SafeBalance, Plus, or Relationship—and apply online or at a branch. To earn the $300 bonus, open an eligible Plus or Relationship account and set up $4,000 in direct deposits within 90 days. You'll need basic personal info, such as your SSN, address, and ID. Fund the account via bank transfer, debit card, or mobile deposit. You'll gain immediate access to digital tools and receive your debit card within 5–7 days. Bank of America offers over 3,900 branches and 15,000+ ATMs for convenience.